Long-Term Care Insurance Live Leads — Exclusive Inbound Calls
All Web Referrals connects licensed LTC specialists with consumers actively exploring long-term care insurance coverage options — delivered as real-time, exclusive inbound calls. These prospects are motivated, opted-in, and ready to have a serious conversation.
What Are LTC Insurance Live Leads?
Long-term care (LTC) insurance live leads are real-time inbound calls from individuals — typically aged 45–70 — who have proactively researched LTC coverage and opted in to speak with an agent. These are not cold prospects; they're people who understand the risk of long-term care costs and want to protect their assets and families.
Platform Benefits
- Live Inbound Calls — TCPA-compliant, opted-in prospects bridged to you live at their peak intent.
- 100% Exclusive — One agent per lead. Never resold.
- 4-Minute Buffer — Screen calls in real time. Skip and pay nothing if it's not a fit.
- No Minimums — Start with just one call. A single LTC placement can be worth tens of thousands.
- 30–50% Cheaper — A fraction of the cost of seminar marketing or traditional LTC lead programs.
- 25%+ Close Rates — Highly motivated prospects with real planning needs convert at excellent rates.
LTC Lead Types
- • Traditional LTC Policies — Standalone coverage for nursing home, assisted living, home care
- • Hybrid LTC / Life Policies — Linked-benefit products combining life insurance with LTC riders
- • Short-Term Care — Consumers needing coverage for recovery stays under 12 months
- • Asset-Based LTC — Annuity or life policy with long-term care acceleration benefits
- • Group LTC (Worksite) — HR or employee benefit decision-makers
The Growing LTC Market
The average cost of a private nursing home room exceeds $100,000 per year. With Medicare covering only limited skilled care and Medicaid requiring asset spend-down, LTC insurance has never been more relevant. Millions of Americans are woefully underinsured for long-term care risk — and more are waking up to that reality every day. Our live leads connect you with that awakening consumer.